Jumo

Jumo is an AI-driven fintech company that offers lending and financial services to individuals and businesses across emerging markets. Jumo’s technology enables financial institutions to offer credit and savings products to underserved populations by leveraging alternative data for credit scoring. The platform analyzes mobile money transactions, spending behavior, and financial history to assess borrowers’ creditworthiness, allowing it to provide loans without requiring traditional bank statements. Through partnerships with banks, telecom operators, and fintech companies, Jumo has facilitated millions of microloans across Africa and Asia.