Credify

Credify is a fintech company that specializes in digital credit scoring and lending solutions. Founded to solve the issue of limited access to credit for individuals and small businesses, Credify uses alternative data sources to build credit profiles for individuals who may not have access to traditional banking services. In many parts of Africa, access to credit is limited by the lack of formal financial records and the absence of credit histories. Credify solves this by creating a digital credit scoring system that uses mobile money data, transaction history, and other behavioral data points to assess creditworthiness. This allows unbanked individuals and SMEs to access microloans, business loans, and credit facilities without needing a traditional credit report. Credify’s platform also provides a range of fintech solutions, including personalized loan offers, risk management tools, and financial education services. Its services are designed to be scalable, accessible, and efficient, helping to increase financial inclusion across Africa. By leveraging big data and AI, Credify is able to offer fair, flexible, and affordable financial products, even to those without traditional banking relationships.